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Account & Data Deletion

Account & Data Deletion Policy – Kedia Advisory

Last Updated: 20 December 2025

This page explains how users of the Kedia Advisory Mobile Application can request deletion of their account and associated personal data.

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Data Collected at Account Creation

When you create an account, we collect the following information:

  • Full Name
  • Mobile Number
  • Email Address
  • Current City
  • System-generated User ID
  • Encrypted login credentials

For KYC and regulatory compliance, we also collect:

  • PAN Card Number
  • Aadhaar Number (partially masked and securely stored)

We do not collect: location data, contacts, call logs, SMS, photos, media files, passwords of financial accounts, or browsing behavior.

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Data Security

  • All data is encrypted in transit (HTTPS / TLS)
  • Sensitive identifiers (Aadhaar/PAN) are stored securely & masked
  • Access is strictly restricted
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Account & Data Deletion Policy

1. Users Eligible for Permanent Data Deletion

Users who have NOT made any financial transactions through the application can request:

  • Permanent deletion of their account
  • Permanent deletion of all associated personal data

After deletion:

  • Account will be deactivated permanently
  • Data is irreversibly deleted
  • Deleted data cannot be restored

2. Users Who Have Completed Financial Transactions

If the user has conducted any financial / subscription / monetary transaction, permanent deletion of records is NOT permitted due to:

  • SEBI regulatory requirements
  • Financial compliance and audit obligations

In such cases:

  • Account can be deactivated
  • Certain records MUST be retained as per law
  • Minimum legally required records remain securely stored
  • Retained records are not used for marketing or profiling
  • Where possible, retained data may be anonymized after compliance period

Retention is for as long as legally required under applicable Indian financial and regulatory laws.

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Deletion & Processing Timeline

  • Verification begins immediately upon receiving a valid deletion request
  • Deletion completion: 7 to 30 days
  • Users are notified once deletion is completed
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How to Request Account / Data Deletion

To request deletion, email us from your registered email ID:

info@kediaadvisory.com

Subject: Account & Data Deletion Request

Include:

  • Registered Name
  • Registered Mobile Number
  • Registered Email ID

This information is used only for verification purposes.

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Assurance

  • Deleted data cannot be restored
  • No data is sold or shared for advertising
  • User rights and privacy are respected
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Contact

Kedia Stocks and Commodities Research Pvt Limited

Email: info@kediaadvisory.com

Phone: +91-8069159999

Website: www.kediaadvisory.com